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Todd has spent more than twenty years in payments and financial technology as an operator, a strategist and an investor. He was Senior Vice President of Corporate Development and Strategy at First Data and Chief Transformation Officer at Worldpay US, and most recently Chief Human Resources Officer at Tipalti.

Earlier he held corporate development, strategy and product roles at Intuit, where he and Mike first worked together. Through Inergi Advisors, the firm he founded, he has advised and invested in emerging financial technology companies. He was an investor and board member in the original MoneyStream, and co-founded its return.

Mike has spent his career building financial technology platforms and the teams behind them. As CTO of Quantum Financial Technologies, a private-equity-backed fintech lender, he led the move from a manual cash flow underwriting process that took more than four hours to automated decisioning, with 20% of applications underwritten within 10 seconds and 60% within two minutes, and established the enterprise AI operating model that let business teams use automation without waiting on engineering.

As CTO of SmartBiz, he built the bank lending marketplace that reached $500 million in annual originations and became the #1 originator of SBA loans under $350,000, along with its real-time transaction analysis platform and more than 20 production machine learning models.

Earlier he was a Director of Product Development at Intuit, where he led technology strategy for the Intuit Partner Platform and served on the founder-led task force on Intuit's platform strategy, and CTO of StepUp Commerce, which Intuit acquired. He founded MoneyStream in 2012.